Specializing in bad credit mortgages for people with past credit problems. If you have bad credit due late payments, charge off, bankruptcy, repossessions and have been turned down by financial institutions and banks or mortgage lenders, this site will help you. There are many programs even if you have bad credit and low fico scores. Our bad credit mortgages and home loans provide 40 years loans and interest only programs. Please read through the site and provide some information so we can assist you better with your bad credit home loan and mortgage or loan situation today.
DEBT CONSOLIDATION- BAD CREDIT MORTGAGE LOANS
You can refinance your bad credit mortgage and get a loan which can pay off credit cards, car loans, or any other higher interest rate loans. Consolidate all your debts into one single monthly payment with our new debt consolidation home loan that has 40 years and 50 years terms, for lower and very affordable payments. With the new loan, your payments are lowered, and you get a fresh start.
BANKRUPTCY- BAD CREDIT HOME LOANS
You can apply for bad credit home loans with just one day out of bankruptcy if you had a prior bankruptcy and cannot get a loan for any reason- we have many programs that you can work with. If you are in bankruptcy we can also assist and pay off your chapter 13 filings and start you on branding new footing. These loans are based on equity in your home and maximum loans are about 75% loan to value. Apply today and put all these credit problems behind.
FORECLOSURES- BAD CREDIT HOME LOANS
IF you are facing a foreclosure on your primary residence and If your current first or second home loan mortgage is in default, we can refinance it up to 65% of market value of your property. A new loan will payoff all back payments and start a new chapter in life with all the loans consolidated into a lower payment. Time is of essence in foreclosure situation and you need to take action.
NON CONFORMING LOANS- BAD CREDIT MORTGAGE REFINANCE
People with non-conforming situations and with bad credit. We have loans for self employed individuals and people who cannot provide income documentations. Conventional lenders may decline your loans due to past bad credit history and low fico scores and for any other guidelines. These loans are funded by private lenders and carry lot less paper work and income documentation.
SELF EMPLOYED -LOW FICO LOANS
If you are self employed and own your business with no tax returns we can use 12 months bank statements as full documentations. Discuss your bad credit history with one loan officers who specialize in bad credit home loans. You will get higher loan to values for bad credit mortgage refinance with this site than most lenders will.
