Foreclosure Law Firm The Law Office of Charles L Neustein PA and StopForeclosureLawyer.com defend foreclosures throughout the state of Florida. Their goal is to help stop foreclosures (commercial foreclosures and home foreclosures). This firm offers an affordable legal defense to homeowners in Miami-Dade, Broward and Palm Beach County and throughout the state of Florida. Most people do not realize that they can stop foreclosure even if they stopped paying their mortgage. Many recent cases have been filed improperly and an experienced attorney can assist with the identification and filing of substantive and procedural defenses with the court and vigorously defend your case. Due to the lender’s actions, omissions or other facts surrounding your case, you may be able to stop making mortgage payments and stay in your home while your attorney vigorously defends your property. This does not necessarily mean that you will not have to pay the loan back or completely Stop Foreclosure. It is possible to completely Stop Foreclosure if the bank or lender is in violation of the Florida Unfair Lending Act or other predatory lending practices. If the lender has committed such a violation, the entire principal and interest balance may be waived and the mortgage may be voided. This may not be relevant in your case. But, at the very least, a successful defense can do is buy you precious time to: Stay in your home Negotiate a work-out with the bank Sell your home for a fair price Refinance …
Archive for August, 2011
www.2ModMyLoan.com A Forensic Loan Audit is Not Needed to Stop Foreclosure, or for a loan modification either. About 18 months ago loan modifications were harder to negotiate and a forensic loan audit was necessary to have leverage in the negotiation process. In April of 2009 Obama announced his Home Affordability and Stability plan, making lenders realize the size of the real estate industry problems. The plan didn’t help that many homeowners, and too few lenders opted in to participate in the plan. But, lenders did decide to ease up on approving loan modifications. And now, while some lenders are still fighting modifications, many have eased up, and when using a non profit organization such as mine, a win modification can be secured without the use, and expense of, a forensic loan audit. Tish Washington 626-945-5987